Our Products

Share Capital

Share Capital

At PHP 1,000 per share, your shares in Kapandesal Coop entitle you to be a co-owner of all the cooperative’s businesses. It also enables the member to earn dividends upon declaration of dividends yearly.

Regular Savings

REGULAR SAVINGS

With a minimum amount of PHP 1,500, your regular savings earns 3% interest per annum and is withdrawable anytime.

Time Deposit

TIME DEPOSIT

Your time deposits let you keep your money grow within a span of 90 days to 2 years at the best interest rates.

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Youth Bee Savers

YOUTH BEE SAVERS

Our YouthBee Savers passbook is open to all 0-17 years old. This entitles them to a 3% interest per annum.

Kapandesal 200

KAPANDESAL 200

With a minimum of PHP 5,000 and maximum of PHP 500,000, you will be able to double your money after years.

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Our Services

Every member is entitled to the following services:

Loans

LOANS

Members may avail a non-collateral loan with diminishing interest rates.

View Interest Rate Sample Computation
Hands

CLIMBS Insurance Program

With just PHP 250 annually, each member is ensured with the following: PHP 50,000 in case of accidental death, PHP 25,000 murder or unprovoked assault, PHP 12,500 death due to natural sickness, PHP 7,500 funeral service assistance (natural death); members have other options of what type of insurance they want to avail.

Business Club

BUSINESS CLUB

Members who have at least PHP 50,000 in their share capital who either has a business or aspires to have a business. Has the perks of their business promoted through Kapandesal Coop.

View List Sample Computation
Diamond Club

DIAMOND CLUB

All members with at least PHP 1,000,000 in their share capital.

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